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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,350 | $82,678+277.8% | $125,391+149.1% | $68,490+356.1% |
| Participation rate | 97.9% | 75.1%+22.9pp | 82.4%+15.5pp | 67.9%+30.0pp |
| Annual return | -15.17% | -5.97%-9.2pp | 572.41%-587.6pp | -7.85%-7.3pp |
| Employer contribution / active EE | $12,921 | $3,382+282.0% | $4,816+168.3% | $2,597+397.6% |
| Participant deferral / active EE | $10,407 | $6,111+70.3% | $7,448+39.7% | $4,028+158.4% |
| Admin fee / account holder | $8,050 | $6,277+28.2% | $10,009-19.6% | $5,403+49.0% |