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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,474 | $102,422+175.8% | $147,117+92.0% | $80,959+248.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.70% | 135.16%-120.5pp | 420.54%-405.8pp | 35.67%-21.0pp |
| Employer contribution / active EE | $12,556 | $3,717+237.8% | $4,932+154.6% | $2,757+355.4% |
| Participant deferral / active EE | $9,581 | $6,652+44.0% | $8,065+18.8% | $4,300+122.8% |
| Admin fee / account holder | $4,833 | $7,953-39.2% | $12,993-62.8% | $6,925-30.2% |