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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,474 | $102,429+175.8% | $147,096+92.0% | $80,925+249.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 14.70% | 135.02%-120.3pp | 419.75%-405.0pp | 35.65%-20.9pp |
| Employer contribution / active EE | $12,556 | $3,716+237.9% | $4,936+154.4% | $2,756+355.6% |
| Participant deferral / active EE | $9,581 | $6,649+44.1% | $8,071+18.7% | $4,299+122.9% |
| Admin fee / account holder | $4,833 | $7,957-39.3% | $13,005-62.8% | $6,940-30.4% |