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Solo shows up to ten years of filings for this plan, year over year. $4.99 for your first month, then $34.99 a month. Cancel any time.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $23,860 |
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $20,635 |
Service code 15 · EIN 20-5923747 | Recordkeeping | $2,175 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,491 | $59,417+25.4% | $93,606-20.4% | $74,4950% |
| Participation rate | 48.8% | 59.7%-10.9pp | 68.7%-19.9pp | 67.2%-18.4pp |
| Annual return | 11.81% | 81.83%-70.0pp | 133.20%-121.4pp | 1364.94%-1353.1pp |
| Employer contribution / active EE | $1,066 | $1,264-15.6% | $2,420-55.9% | $2,623-59.3% |
| Participant deferral / active EE | $3,970 | $3,050+30.2% | $4,411-10.0% | $4,346-8.7% |
| Admin fee / account holder | $333 | $3,021-89.0% | $8,285-96.0% | $1,942-82.8% |