See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TRANSAMERICA FINANCIAL LIFE INS CO Service code 15 · EIN 36-6071399 | Recordkeeping | $25,675 |
Filed as: MERRILL LYNCH LIFE AGENCY, INC. Service code 27 · EIN 13-2808480 | Advisory (Plan) | $19,051 |
Service code 15 · EIN 20-5923747 | Recordkeeping | $725 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,802 | $49,451+16.9% | $79,550-27.3% | $66,914-13.6% |
| Participation rate | 50.0% | 61.3%-11.3pp | 69.5%-19.5pp | 69.8%-19.8pp |
| Annual return | -10.73% | 84.25%-95.0pp | 0.16%-10.9pp | 1.58%-12.3pp |
| Employer contribution / active EE | $1,607 | $1,266+27.0% | $2,413-33.4% | $2,544-36.8% |
| Participant deferral / active EE | $5,449 | $3,159+72.5% | $3,985+36.7% | $4,237+28.6% |
| Admin fee / account holder | $361 | $595-39.3% | $6,832-94.7% | $593-39.2% |