See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
RICHARD T DESIMONE & CO1 year Filed as: RICHARO T DESIMONE AND CO Service code 10 · EIN 36-3926077 | Accounting | $17,000 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $3,151 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,117 | $42,548+36.6% | $74,550-22.0% | $56,287+3.3% |
| Participation rate | 39.3% | 60.5%-21.2pp | 69.1%-29.9pp | 69.9%-30.6pp |
| Annual return | -0.19% | 12.40%-12.6pp | 32.53%-32.7pp | -9.96%+9.8pp |
| Employer contribution / active EE | $672 | $855-21.5% | $1,961-65.8% | $2,111-68.2% |
| Participant deferral / active EE | $2,326 | $2,277+2.1% | $3,108-25.2% | $3,350-30.6% |
| Admin fee / account holder | $167 | $467-64.4% | $5,060-96.7% | $521-68.0% |