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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,923 | $166,268+105.6% | $165,100+107.1% | $145,897+134.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.95% | 100.52%-86.6pp | 70.21%-56.3pp | 552.29%-538.3pp |
| Employer contribution / active EE | $12,835 | $5,284+142.9% | $4,348+195.2% | $4,663+175.3% |
| Participant deferral / active EE | $9,230 | $6,964+32.5% | $6,035+52.9% | $6,689+38.0% |
| Admin fee / account holder | $25,357 | $16,659+52.2% | $12,696+99.7% | $13,390+89.4% |