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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,469 | $138,312-78.0% | $122,979-75.2% | $155,188-80.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 15.38% | 22.06%-6.7pp | 20.12%-4.7pp | 148.84%-133.5pp |
| Employer contribution / active EE | $4,574 | $3,530+29.6% | $3,062+49.4% | $4,248+7.7% |
| Participant deferral / active EE | $5,350 | $5,592-4.3% | $5,003+6.9% | $6,531-18.1% |
| Admin fee / account holder | $2,329 | $15,089-84.6% | $12,864-81.9% | $14,480-83.9% |