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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,469 | $124,425-75.5% | $112,040-72.8% | $137,256-77.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.38% | 24.72%-9.3pp | 24.52%-9.1pp | 220.34%-205.0pp |
| Employer contribution / active EE | $4,574 | $3,411+34.1% | $2,954+54.8% | $4,156+10.1% |
| Participant deferral / active EE | $5,350 | $5,718-6.4% | $5,098+4.9% | $6,407-16.5% |
| Admin fee / account holder | $2,329 | $15,207-84.7% | $12,098-80.8% | $12,270-81.0% |