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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,233 | $82,674+147.0% | $125,381+62.9% | $68,486+198.2% |
| Participation rate | 93.7% | 75.1%+18.6pp | 82.4%+11.3pp | 67.9%+25.8pp |
| Annual return | -13.38% | -5.97%-7.4pp | 572.31%-585.7pp | -7.85%-5.5pp |
| Employer contribution / active EE | $5,783 | $3,382+71.0% | $4,815+20.1% | $2,597+122.7% |
| Participant deferral / active EE | $10,296 | $6,111+68.5% | $7,448+38.2% | $4,028+155.6% |
| Admin fee / account holder | $7,885 | $6,277+25.6% | $10,007-21.2% | $5,404+45.9% |