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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,118 | $98,766+97.6% | $149,730+30.3% | $79,852+144.4% |
| Participation rate | 98.6% | 75.8%+22.8pp | 82.5%+16.1pp | 69.6%+29.0pp |
| Annual return | 5.72% | 27.43%-21.7pp | 276.70%-271.0pp | 31.72%-26.0pp |
| Employer contribution / active EE | $5,819 | $3,217+80.9% | $4,645+25.3% | $2,471+135.5% |
| Participant deferral / active EE | $10,082 | $5,681+77.5% | $6,843+47.3% | $3,740+169.5% |
| Admin fee / account holder | $5,653 | $6,052-6.6% | $9,310-39.3% | $5,306+6.5% |