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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,186 | $160,070+40.7% | $147,117+53.1% | $145,897+54.3% |
| Participation rate | 72.2% | 84.0%-11.8pp | 82.2%-10.0pp | 80.3%-8.1pp |
| Annual return | 15.55% | 98.69%-83.1pp | 420.54%-405.0pp | 552.29%-536.7pp |
| Employer contribution / active EE | $4,787 | $5,285-9.4% | $4,932-3.0% | $4,663+2.7% |
| Participant deferral / active EE | $10,810 | $8,419+28.4% | $8,065+34.0% | $6,689+61.6% |
| Admin fee / account holder | $4,185 | $15,035-72.2% | $12,993-67.8% | $13,390-68.7% |