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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,978 | $162,136-32.2% | $152,301-27.8% | $154,746-28.9% |
| Participation rate | 63.6% | 84.1%-20.5pp | 82.4%-18.8pp | 80.7%-17.1pp |
| Annual return | 14.87% | 91.02%-76.1pp | 80.50%-65.6pp | 172.34%-157.5pp |
| Employer contribution / active EE | $6,438 | $4,890+31.7% | $4,624+39.2% | $4,379+47.0% |
| Participant deferral / active EE | $5,927 | $8,341-28.9% | $8,004-25.9% | $6,730-11.9% |
| Admin fee / account holder | $1,284 | $15,759-91.9% | $14,398-91.1% | $14,365-91.1% |