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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,503 | $148,623-33.7% | $135,974-27.6% | $139,466-29.4% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 10.98% | 79.30%-68.3pp | 68.30%-57.3pp | 373.66%-362.7pp |
| Employer contribution / active EE | $8,133 | $5,246+55.0% | $4,859+67.4% | $4,754+71.1% |
| Participant deferral / active EE | $6,979 | $8,103-13.9% | $7,760-10.1% | $6,712+4.0% |
| Admin fee / account holder | $8,016 | $12,406-35.4% | $10,767-25.6% | $11,409-29.7% |