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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,082 | $165,399-63.7% | $149,745-59.9% | $158,982-62.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | -4.57% | 348.34%-352.9pp | 276.72%-281.3pp | 302.99%-307.6pp |
| Employer contribution / active EE | $14,038 | $5,105+175.0% | $4,646+202.2% | $4,763+194.7% |
| Participant deferral / active EE | $3,845 | $7,183-46.5% | $6,843-43.8% | $5,983-35.7% |
| Admin fee / account holder | $6,618 | $10,811-38.8% | $9,312-28.9% | $11,252-41.2% |