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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,755 | $77,920+298.8% | $149,723+107.6% | $75,177+313.4% |
| Participation rate | 96.3% | 65.6%+30.7pp | 78.8%+17.5pp | 67.2%+29.1pp |
| Annual return | 15.46% | 31.72%-16.3pp | 134.50%-119.0pp | 160.75%-145.3pp |
| Employer contribution / active EE | $15,874 | $3,138+405.8% | $4,821+229.2% | $2,671+494.3% |
| Participant deferral / active EE | $14,745 | $3,411+332.2% | $5,682+159.5% | $4,126+257.3% |
| Admin fee / account holder | $6,985 | $5,951+17.4% | $13,215-47.1% | $5,651+23.6% |