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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,299 | $91,198+220.5% | $178,503+63.8% | $79,856+266.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 5.07% | 24.20%-19.1pp | 151.12%-146.0pp | 31.71%-26.6pp |
| Employer contribution / active EE | $2,200 | $3,257-32.4% | $5,011-56.1% | $2,471-11.0% |
| Participant deferral / active EE | $9,790 | $3,237+202.5% | $5,202+88.2% | $3,741+161.7% |
| Admin fee / account holder | $603 | $6,748-91.1% | $13,987-95.7% | $5,306-88.6% |