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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,698 | $73,863+212.3% | $143,797+60.4% | $68,490+236.8% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -28.56% | 0.91%-29.5pp | -0.04%-28.5pp | -7.85%-20.7pp |
| Employer contribution / active EE | $13,342 | $3,185+318.9% | $4,952+169.4% | $2,597+413.8% |
| Participant deferral / active EE | $13,717 | $3,385+305.3% | $5,638+143.3% | $4,028+240.6% |
| Admin fee / account holder | $8,150 | $5,756+41.6% | $14,679-44.5% | $5,403+50.8% |