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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,479 | $62,586+70.1% | $76,766+38.7% | $64,181+65.9% |
| Participation rate | 61.3% | 72.8%-11.5pp | 77.0%-15.6pp | 69.6%-8.2pp |
| Annual return | -6.40% | -1.95%-4.5pp | 2.43%-8.8pp | 7.63%-14.0pp |
| Employer contribution / active EE | $1,842 | $1,832+0.6% | $2,485-25.9% | $2,381-22.6% |
| Participant deferral / active EE | $3,716 | $3,145+18.2% | $3,851-3.5% | $3,470+7.1% |
| Admin fee / account holder | $27,496 | $4,667+489.2% | $6,675+311.9% | $4,887+462.6% |