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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,713 | $60,349+68.5% | $74,184+37.1% | $62,881+61.8% |
| Participation rate | 58.1% | 72.7%-14.6pp | 76.6%-18.5pp | 69.3%-11.2pp |
| Annual return | 21.60% | 21.38%+0.2pp | 17.74%+3.9pp | 20.14%+1.5pp |
| Employer contribution / active EE | $1,653 | $1,680-1.6% | $2,370-30.2% | $2,281-27.5% |
| Participant deferral / active EE | $3,568 | $2,856+24.9% | $3,550+0.5% | $3,203+11.4% |
| Admin fee / account holder | $12,475 | $4,261+192.8% | $5,586+123.3% | $4,296+190.4% |