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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,626 | $217,432-74.9% | $185,849-70.6% | $167,536-67.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.15% | 148.42%-140.3pp | 122.10%-113.9pp | 478.82%-470.7pp |
| Employer contribution / active EE | $4,232 | $5,875-28.0% | $5,169-18.1% | $4,839-12.5% |
| Participant deferral / active EE | $1,914 | $6,357-69.9% | $5,569-65.6% | $6,342-69.8% |
| Admin fee / account holder | $62,338 | $19,818+214.5% | $16,244+283.8% | $12,315+406.2% |