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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,993 | $183,592-49.3% | $155,574-40.2% | $145,877-36.3% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 6.64% | 61.37%-54.7pp | 64.87%-58.2pp | 551.28%-544.6pp |
| Employer contribution / active EE | $6,770 | $5,317+27.3% | $4,676+44.8% | $4,663+45.2% |
| Participant deferral / active EE | $4,210 | $6,466-34.9% | $5,629-25.2% | $6,691-37.1% |
| Admin fee / account holder | $1,472 | $19,316-92.4% | $15,914-90.7% | $13,402-89.0% |