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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,751 | $93,617+384.7% | $135,982+233.7% | $75,177+503.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.36% | 30.89%-15.5pp | 68.32%-53.0pp | 160.75%-145.4pp |
| Employer contribution / active EE | $12,062 | $3,538+240.9% | $4,859+148.2% | $2,671+351.6% |
| Participant deferral / active EE | $9,875 | $6,406+54.2% | $7,760+27.3% | $4,126+139.3% |
| Admin fee / account holder | $22,658 | $6,980+224.6% | $10,767+110.4% | $5,651+300.9% |