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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,726 | $77,817+281.3% | $123,553+140.2% | $64,173+362.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.25% | 12.49%-18.7pp | 119.21%-125.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $12,244 | $3,014+306.2% | $4,628+164.6% | $2,381+414.3% |
| Participant deferral / active EE | $9,987 | $5,240+90.6% | $6,426+55.4% | $3,470+187.8% |
| Admin fee / account holder | $7,784 | $5,519+41.0% | $9,284-16.2% | $4,887+59.3% |