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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $377,038 | $89,370+321.9% | $141,197+167.0% | $72,976+416.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 18.62% | 111.88%-93.3pp | 71.41%-52.8pp | 81.02%-62.4pp |
| Employer contribution / active EE | $12,780 | $3,115+310.3% | $4,736+169.8% | $2,440+423.8% |
| Participant deferral / active EE | $9,747 | $5,419+79.9% | $6,710+45.2% | $3,608+170.2% |
| Admin fee / account holder | $6,806 | $5,957+14.3% | $10,265-33.7% | $5,124+32.8% |