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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,132 | $75,935-37.9% | $60,547-22.2% | $125,388-62.4% |
| Participation rate | 75.0% | 76.5%-1.5pp | 68.0%+7.0pp | 83.2%-8.2pp |
| Annual return | 0.62% | -5.38%+6.0pp | 335.64%-335.0pp | 282.24%-281.6pp |
| Employer contribution / active EE | $0 | $3,438-100.0% | $2,419-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $1,137 | $4,506-74.8% | $3,328-65.8% | $5,352-78.7% |
| Admin fee / account holder | $3,544 | $6,768-47.6% | $4,536-21.9% | $9,541-62.9% |