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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,602 | $91,037-34.5% | $71,671-16.8% | $147,586-59.6% |
| Participation rate | 75.0% | 76.1%-1.1pp | 68.7%+6.3pp | 82.8%-7.8pp |
| Annual return | 18.92% | 20.48%-1.6pp | 20.65%-1.7pp | 578.59%-559.7pp |
| Employer contribution / active EE | $0 | $3,327-100.0% | $2,460-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $1,191 | $4,498-73.5% | $3,438-65.4% | $5,439-78.1% |
| Admin fee / account holder | $2,526 | $8,613-70.7% | $5,558-54.6% | $10,886-76.8% |