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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,154 | $155,555-6.0% | $146,866-0.5% | $155,188-5.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 9.49% | 115.41%-105.9pp | 102.85%-93.4pp | 148.84%-139.4pp |
| Employer contribution / active EE | $4,975 | $4,647+7.1% | $4,425+12.4% | $4,248+17.1% |
| Participant deferral / active EE | $6,634 | $8,044-17.5% | $7,759-14.5% | $6,531+1.6% |
| Admin fee / account holder | $138,989 | $14,755+842.0% | $13,620+920.5% | $14,480+859.9% |