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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,926 | $102,429-18.1% | $147,096-42.9% | $80,925+3.7% |
| Participation rate | 88.0% | 75.9%+12.1pp | 82.2%+5.8pp | 67.7%+20.3pp |
| Annual return | 18.27% | 135.02%-116.8pp | 419.75%-401.5pp | 35.65%-17.4pp |
| Employer contribution / active EE | $603 | $3,716-83.8% | $4,936-87.8% | $2,756-78.1% |
| Participant deferral / active EE | $4,722 | $6,649-29.0% | $8,071-41.5% | $4,299+9.9% |
| Admin fee / account holder | $62,154 | $7,957+681.1% | $13,005+377.9% | $6,940+795.6% |