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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,963 | $138,102-18.9% | $125,381-10.7% | $134,532-16.8% |
| Participation rate | 95.5% | 84.5%+11.0pp | 82.4%+13.1pp | 81.2%+14.2pp |
| Annual return | -22.54% | 750.73%-773.3pp | 572.31%-594.8pp | 418.27%-440.8pp |
| Employer contribution / active EE | $600 | $5,245-88.6% | $4,815-87.5% | $4,741-87.3% |
| Participant deferral / active EE | $4,571 | $7,801-41.4% | $7,448-38.6% | $6,401-28.6% |
| Admin fee / account holder | $1,286 | $11,568-88.9% | $10,007-87.2% | $11,429-88.7% |