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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,858 | $93,598+15.2% | $135,974-20.7% | $75,173+43.5% |
| Participation rate | 96.0% | 75.2%+20.8pp | 81.9%+14.1pp | 67.2%+28.8pp |
| Annual return | 21.00% | 30.89%-9.9pp | 68.30%-47.3pp | 160.72%-139.7pp |
| Employer contribution / active EE | $800 | $3,538-77.4% | $4,859-83.5% | $2,671-70.1% |
| Participant deferral / active EE | $4,439 | $6,405-30.7% | $7,760-42.8% | $4,126+7.6% |
| Admin fee / account holder | $5,907 | $6,978-15.3% | $10,767-45.1% | $5,651+4.5% |