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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,688 | $183,516+49.7% | $155,534+76.6% | $145,884+88.3% |
| Participation rate | 89.5% | 82.7%+6.8pp | 78.2%+11.3pp | 80.3%+9.2pp |
| Annual return | 16.17% | 61.43%-45.3pp | 64.92%-48.7pp | 551.85%-535.7pp |
| Employer contribution / active EE | $8,049 | $5,315+51.5% | $4,675+72.2% | $4,662+72.6% |
| Participant deferral / active EE | $5,032 | $6,467-22.2% | $5,630-10.6% | $6,690-24.8% |
| Admin fee / account holder | $1,700 | $19,293-91.2% | $15,900-89.3% | $13,392-87.3% |