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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,397 | $56,197-5.0% | $67,652-21.1% | $59,633-10.5% |
| Participation rate | 94.2% | 71.5%+22.7pp | 75.7%+18.5pp | 68.7%+25.5pp |
| Annual return | -2.63% | 18508.10%-18510.7pp | 6625.40%-6628.0pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $0 | $1,615-100.0% | $2,266-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $1,915 | $2,844-32.6% | $3,560-46.2% | $3,192-40.0% |
| Admin fee / account holder | $1,072 | $3,958-72.9% | $4,821-77.8% | $4,297-75.1% |