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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,478 | $60,165-11.1% | $74,184-27.9% | $55,167-3.1% |
| Participation rate | 86.1% | 74.2%+12.0pp | 76.6%+9.5pp | 69.0%+17.1pp |
| Annual return | 7.90% | 10.00%-2.1pp | 17.74%-9.8pp | 169.23%-161.3pp |
| Employer contribution / active EE | $2,037 | $1,600+27.3% | $2,370-14.1% | $1,963+3.8% |
| Participant deferral / active EE | $1,727 | $2,973-41.9% | $3,550-51.4% | $3,054-43.5% |
| Admin fee / account holder | $1,017 | $419+142.5% | $5,586-81.8% | $504+101.8% |