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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,703 | $51,638+58.2% | $68,368+19.5% | $82,448-0.9% |
| Participation rate | 94.9% | 63.6%+31.3pp | 73.8%+21.1pp | 68.1%+26.8pp |
| Annual return | 17.25% | 37.53%-20.3pp | 292.57%-275.3pp | 41.64%-24.4pp |
| Employer contribution / active EE | $3,524 | $2,047+72.2% | $2,649+33.0% | $2,551+38.1% |
| Participant deferral / active EE | $6,927 | $2,914+137.8% | $4,123+68.0% | $4,139+67.4% |
| Admin fee / account holder | $2,753 | $4,643-40.7% | $5,150-46.5% | $7,234-61.9% |