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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,494 | $99,921+238.8% | $85,009+298.2% | $145,959+131.9% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.65% | 83.89%-76.2pp | 66.47%-58.8pp | 561.95%-554.3pp |
| Employer contribution / active EE | $15,744 | $3,233+387.0% | $2,728+477.0% | $4,661+237.8% |
| Participant deferral / active EE | $2,193 | $5,293-58.6% | $4,522-51.5% | $6,689-67.2% |
| Admin fee / account holder | $81,773 | $7,252+1027.6% | $6,153+1229.1% | $13,398+510.3% |