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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,494 | $100,203+237.8% | $85,240+297.1% | $145,897+132.0% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 7.65% | 84.28%-76.6pp | 66.75%-59.1pp | 552.29%-544.6pp |
| Employer contribution / active EE | $15,744 | $3,242+385.6% | $2,735+475.6% | $4,663+237.7% |
| Participant deferral / active EE | $2,193 | $5,299-58.6% | $4,527-51.6% | $6,689-67.2% |
| Admin fee / account holder | $81,773 | $7,265+1025.6% | $6,165+1226.5% | $13,390+510.7% |