Retirement plan

UCP SEGUIN OF GREATER CHICAGO RETIREMENT SAVINGS PLAN

Name: UNITED CEREBRAL PALSY SEGUIN OF GREATER CHICAGO - UCP SEGUIN OF GREATER CHICAGO RETIREMENT SAVINGS PLAN (2023) Form 5500
Creator: UNITED CEREBRAL PALSY SEGUIN OF GREATER CHICAGO
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UCP SEGUIN OF GREATER CHICAGO RETIREMENT SAVINGS PLAN, UNITED CEREBRAL PALSY SEGUIN OF GREATER CHICAGO

UNITED CEREBRAL PALSY SEGUIN OF GREATER CHICAGOEIN 36-2894174Plan #001PY 2023

3100 S. CENTRAL AVENUE - CICERO, IL 60804708-863-3803LinkedIn1001-5000 employeesindividual & family services

Prospect flagsLow participationLow participant contribution

How to read this page

Total assets (EOY)

$3.2M

+29.6% from 2022

Total participants

563

+9.5% from 2022

Average account balance

$21,508

+11.5% from 2022

Annual return

19.89%

+36.18 pp from 2022

Benchmarks

See 4,041 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort4,041 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.50M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$21K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

169

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

26.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$403K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$777

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$58

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 04-1590850 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$10,161
MAP RETIREMENT, INC.1 year Filed as: MAP RETIREMENT OF ILLIANA INC Service code 13 W6180 AEROTECH DR · APPLETON, WI 54914	Contract Administrator	$1,900
ASCENSUS LLC3 years Filed as: FUTUREPLAN BY ASCENSUS-BPC Service code 13 · EIN 36-3036100 PO BOX 56018 · BOSTON, MA 02205	Contract Administrator	$404
TBS AGENCY INC9+ years Service code 55 · EIN 52-1473914 1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556	Other Commissions	$0

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$12K

$22 / participant

Contract admin$12K100.0%

% of EOY assets

0.364%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: SMITH & HOWARD
Auditor EIN: 581250486
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,508

$47,135-54.4%

$149,717-85.6%

$74,440-71.1%

Participation rate

21.0%

63.4%-42.4pp

78.8%-57.7pp

70.7%-49.7pp

Annual return

19.89%

22.75%-2.9pp

134.41%-114.5pp

34.37%-14.5pp

Employer contribution / active EE

$1,906-100.0%

$4,820-100.0%

$2,638-100.0%

Participant deferral / active EE

$737

$2,728-73.0%

$5,682-87.0%

$4,529-83.7%

Admin fee / account holder

$78

$343-77.2%

$13,213-99.4%

$348-77.5%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY

Service code 64 · EIN 04-1590850

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$10,161

MAP RETIREMENT, INC.1 year

Filed as: MAP RETIREMENT OF ILLIANA INC

Service code 13

W6180 AEROTECH DR · APPLETON, WI 54914

Contract Administrator

$1,900

ASCENSUS LLC3 years

Filed as: FUTUREPLAN BY ASCENSUS-BPC

Service code 13 · EIN 36-3036100

PO BOX 56018 · BOSTON, MA 02205

Contract Administrator

$404

TBS AGENCY INC9+ years

Service code 55 · EIN 52-1473914

1776 PLEASANT PLAIN RD · FAIRFIELD, IA 52556

Other Commissions

UCP SEGUIN OF GREATER CHICAGO RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UCP SEGUIN OF GREATER CHICAGO RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion