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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,242 | $67,602+77.9% | $82,312+46.1% | $70,126+71.5% |
| Participation rate | 90.0% | 72.8%+17.2pp | 76.9%+13.1pp | 69.5%+20.5pp |
| Annual return | 120.02% | 21.57%+98.4pp | 25.88%+94.1pp | 73.15%+46.9pp |
| Employer contribution / active EE | $2,566 | $1,755+46.2% | $2,428+5.7% | $2,343+9.5% |
| Participant deferral / active EE | $3,496 | $2,987+17.0% | $3,706-5.7% | $3,332+4.9% |
| Admin fee / account holder | $20,768 | $4,512+360.3% | $5,608+270.3% | $4,645+347.1% |