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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,039 | $60,349+16.1% | $74,184-5.6% | $62,881+11.4% |
| Participation rate | 84.3% | 72.7%+11.6pp | 76.6%+7.7pp | 69.3%+15.0pp |
| Annual return | 8.77% | 21.38%-12.6pp | 17.74%-9.0pp | 20.14%-11.4pp |
| Employer contribution / active EE | $2,559 | $1,680+52.3% | $2,370+8.0% | $2,281+12.2% |
| Participant deferral / active EE | $3,387 | $2,856+18.6% | $3,550-4.6% | $3,203+5.8% |
| Admin fee / account holder | $1,407 | $4,261-67.0% | $5,586-74.8% | $4,296-67.2% |