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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,439 | $102,393+148.5% | $147,041+73.0% | $80,911+214.5% |
| Participation rate | 74.4% | 75.9%-1.4pp | 82.2%-7.8pp | 67.6%+6.8pp |
| Annual return | 15.39% | 134.95%-119.6pp | 419.21%-403.8pp | 35.63%-20.2pp |
| Employer contribution / active EE | $3,969 | $3,715+6.8% | $4,935-19.6% | $2,756+44.0% |
| Participant deferral / active EE | $9,234 | $6,647+38.9% | $8,071+14.4% | $4,297+114.9% |
| Admin fee / account holder | $6,682 | $7,943-15.9% | $13,006-48.6% | $6,935-3.6% |