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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,960 | $82,674+106.8% | $125,381+36.4% | $68,486+149.6% |
| Participation rate | 78.0% | 75.1%+3.0pp | 82.4%-4.3pp | 67.9%+10.2pp |
| Annual return | -16.63% | -5.97%-10.7pp | 572.31%-588.9pp | -7.85%-8.8pp |
| Employer contribution / active EE | $87 | $3,382-97.4% | $4,815-98.2% | $2,597-96.6% |
| Participant deferral / active EE | $9,483 | $6,111+55.2% | $7,448+27.3% | $4,028+135.5% |
| Admin fee / account holder | $5,601 | $6,277-10.8% | $10,007-44.0% | $5,404+3.7% |