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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,404 | $88,754+96.5% | $81,820+113.2% | $145,877+19.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 72.4%-5.7pp | 80.3%-13.6pp |
| Annual return | 14.72% | 1031.77%-1017.0pp | 777.93%-763.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $3,915 | $3,085+26.9% | $2,915+34.3% | $4,663-16.0% |
| Participant deferral / active EE | $10,542 | $4,648+126.8% | $4,323+143.9% | $6,691+57.6% |
| Admin fee / account holder | $0 | $8,424-100.0% | $7,391-100.0% | $13,402-100.0% |