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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,577 | $96,643+47.5% | $86,617+64.6% | $139,456+2.2% |
| Participation rate | 87.5% | 74.4%+13.1pp | 71.7%+15.8pp | 80.3%+7.2pp |
| Annual return | 19.99% | 106.57%-86.6pp | 591.91%-571.9pp | 373.45%-353.5pp |
| Employer contribution / active EE | $4,183 | $3,264+28.1% | $3,023+38.4% | $4,753-12.0% |
| Participant deferral / active EE | $10,866 | $4,835+124.7% | $4,437+144.9% | $6,711+61.9% |
| Admin fee / account holder | $1,139 | $6,406-82.2% | $5,613-79.7% | $11,407-90.0% |