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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,065 | $103,392+71.3% | $87,104+103.3% | $152,897+15.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 1.59% | 28.10%-26.5pp | 28.19%-26.6pp | 345.43%-343.8pp |
| Employer contribution / active EE | $6,915 | $3,221+114.7% | $2,521+174.3% | $4,764+45.2% |
| Participant deferral / active EE | $6,025 | $4,778+26.1% | $4,048+48.8% | $5,851+3.0% |
| Admin fee / account holder | $7,397 | $12,194-39.3% | $7,491-1.3% | $11,599-36.2% |