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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,686 | $112,121+97.7% | $95,960+131.0% | $158,966+39.5% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 5.86% | 171.16%-165.3pp | 91.63%-85.8pp | 302.95%-297.1pp |
| Employer contribution / active EE | $5,898 | $3,199+84.4% | $2,541+132.1% | $4,762+23.8% |
| Participant deferral / active EE | $7,056 | $4,784+47.5% | $4,167+69.3% | $5,983+17.9% |
| Admin fee / account holder | $2,127 | $10,135-79.0% | $6,797-68.7% | $11,250-81.1% |