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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,894 | $117,904-42.4% | $102,457-33.7% | $145,978-53.5% |
| Participation rate | 47.8% | 78.6%-30.8pp | 76.5%-28.7pp | 80.3%-32.5pp |
| Annual return | 10.62% | 31.80%-21.2pp | 29.41%-18.8pp | 550.52%-539.9pp |
| Employer contribution / active EE | $0 | $3,613-100.0% | $3,022-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,963 | $5,733-65.8% | $5,054-61.2% | $6,690-70.7% |
| Admin fee / account holder | $4,967 | $13,329-62.7% | $9,451-47.4% | $13,400-62.9% |