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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,894 | $117,859-42.4% | $102,438-33.7% | $145,959-53.5% |
| Participation rate | 47.8% | 78.6%-30.8pp | 76.5%-28.7pp | 80.3%-32.5pp |
| Annual return | 10.62% | 31.72%-21.1pp | 29.37%-18.7pp | 561.95%-551.3pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,024-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $1,963 | $5,732-65.8% | $5,054-61.2% | $6,689-70.7% |
| Admin fee / account holder | $4,967 | $13,318-62.7% | $9,448-47.4% | $13,398-62.9% |