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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,019 | $101,618+6.3% | $93,063+16.1% | $137,256-21.3% |
| Participation rate | 64.3% | 74.9%-10.6pp | 72.1%-7.8pp | 80.0%-15.7pp |
| Annual return | 16.59% | 223.95%-207.4pp | 34.15%-17.6pp | 220.34%-203.7pp |
| Employer contribution / active EE | $1,324 | $2,707-51.1% | $2,476-46.5% | $4,156-68.1% |
| Participant deferral / active EE | $2,049 | $4,279-52.1% | $3,958-48.2% | $6,407-68.0% |
| Admin fee / account holder | $15,356 | $6,198+147.7% | $6,033+154.5% | $12,270+25.2% |