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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,954 | $72,404-49.0% | $110,243-66.5% | $64,173-42.4% |
| Participation rate | 60.0% | 73.3%-13.3pp | 79.8%-19.8pp | 69.6%-9.6pp |
| Annual return | -6.31% | -6.29%0pp | 314.76%-321.1pp | 7.63%-13.9pp |
| Employer contribution / active EE | $584 | $2,282-74.4% | $3,827-84.7% | $2,381-75.5% |
| Participant deferral / active EE | $2,025 | $3,469-41.6% | $4,672-56.7% | $3,470-41.6% |
| Admin fee / account holder | $1,302 | $5,664-77.0% | $8,548-84.8% | $4,887-73.4% |