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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,633 | $69,977-53.4% | $108,582-69.9% | $62,881-48.1% |
| Participation rate | 71.9% | 72.9%-1.0pp | 79.6%-7.7pp | 69.3%+2.6pp |
| Annual return | 5.73% | 10.73%-5.0pp | -51.70%+57.4pp | 20.14%-14.4pp |
| Employer contribution / active EE | $737 | $2,135-65.5% | $3,758-80.4% | $2,281-67.7% |
| Participant deferral / active EE | $2,525 | $3,165-20.2% | $4,311-41.4% | $3,203-21.2% |
| Admin fee / account holder | $452 | $5,076-91.1% | $7,645-94.1% | $4,296-89.5% |