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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,847 | $65,704-62.2% | $94,229-73.6% | $59,633-58.3% |
| Participation rate | 75.9% | 72.1%+3.7pp | 78.8%-2.9pp | 68.7%+7.2pp |
| Annual return | -0.28% | 5.22%-5.5pp | 10.68%-11.0pp | 2041.45%-2041.7pp |
| Employer contribution / active EE | $714 | $2,021-64.7% | $3,587-80.1% | $2,203-67.6% |
| Participant deferral / active EE | $2,473 | $3,143-21.3% | $4,320-42.8% | $3,192-22.5% |
| Admin fee / account holder | $962 | $4,265-77.5% | $6,269-84.7% | $4,297-77.6% |