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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,829 | $124,346+154.8% | $111,308+184.6% | $167,536+89.1% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 15.13% | 37.45%-22.3pp | 54.67%-39.5pp | 478.82%-463.7pp |
| Employer contribution / active EE | $3,555 | $3,437+3.4% | $2,732+30.1% | $4,839-26.5% |
| Participant deferral / active EE | $6,556 | $5,182+26.5% | $4,487+46.1% | $6,342+3.4% |
| Admin fee / account holder | $32,132 | $10,621+202.5% | $7,965+303.4% | $12,315+160.9% |