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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $365,235 | $98,240+271.8% | $82,312+343.7% | $147,586+147.5% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 7.34% | 30.85%-23.5pp | 25.88%-18.5pp | 578.59%-571.3pp |
| Employer contribution / active EE | $1,001 | $3,192-68.6% | $2,428-58.8% | $4,876-79.5% |
| Participant deferral / active EE | $1,188 | $4,383-72.9% | $3,706-67.9% | $5,439-78.2% |
| Admin fee / account holder | $5,190 | $8,563-39.4% | $5,608-7.4% | $10,886-52.3% |